Vantage research · November 2026 · finance
What AI cites for “how to build an emergency fund”
ChatGPT cited 2 sites, Gemini cited 0 sites, Perplexity cited 9 sites. No site was cited by all three.
Updated every 3 monthsNext edition 1 February 2027
ChatGPTGeminiPerplexity dots beside a site: the other engines that cite it too
ChatGPT
2 sites · opens with a sentence · has a table · opening 25 words
- consumerfinance.gov
- fdic.gov
Brands namednone
Since October: new fdic.gov; dropped files.consumerfinance.gov
Gemini
0 sites · opens with a sentence · no table · opening 37 words
Answered from what the model already knows: no sites cited.
Brands namedDetermine Your Target Amount, Automate Your Savings, Supercharge Your Savings, Redirect Windfalls, Audit Subscriptions, Temporary Budget Squeeze, Maintain and Replenish, Replenish Promptly
Same sites as October.
Perplexity
9 sites · opens with a sentence · no table · opening 4 words
- investor.vanguard.com
- usbank.com
- bettermoneyhabits.bankofamerica.com
- morganstanley.com
- huntington.com
- cnbc.com
- citizensbank.com
- experian.com
- reuters.com
Brands namednone
Since October: new morganstanley.com, huntington.com, cnbc.com, citizensbank.com; dropped aarp.org, consumerfinance.gov, equifax.com, investopedia.com
Is your site one of them?
Ask your AI agent to run Vantage's analyze_citation_coverage for your domain and “how to build an emergency fund”, on all
three engines, and it will tell you whether you are cited, who is instead, and what changed since your last check.
More finance questions
Each engine was asked once, in English, as from the United States, on 2026-11-01. Answers change from run to run, so read this as a snapshot. Download the data.